- Ways to fund
- Transfer money
- Wire transfer
- Transfer an account
- Deposit a check
- Direct deposit
Five easy ways to fund
Transfer money
Up to three business days1
Transfer Money is a free service that allows you to move money between your accounts and from outside financial institutions.
Transfer now
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Wire transfer
Same business day
A wire transfer is an electronic transfer of money between accounts, including accounts at different financial institutions.
Wire funds
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Transfer an account
10+ business days
Transferring an account simply means moving all of your assets (cash and securities) from an outside financial institution to E*TRADE or Morgan Stanley Private Bank.
Transfer now
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Deposit a check
Up to five business days
Choose from two convenient ways to deposit checks into your account: by mobile check deposit2using our E*TRADE mobile app or by mail.
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Direct deposit
1-2 pay cycles
Set up a direct deposit to get your paycheck and other recurring income automatically deposited into your account.
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Already initiated funding? Learn how soon you can use your funds
Transfer Money is a free online service that allows you to move money between your E*TRADE and/or Morgan Stanley Private Bank accounts and from outside financial institutions. It's easy, convenient, and 100 percent protected by our exclusive E*TRADE Complete Protection Guarantee.
Transfer Money
Transfer Now
(Logon required)
Check the status of your request in Transfer activity. You'll also receive updates online via alerts.
Funds AvailabilityDeposit type Funds available From external account to E*TRADE or Morgan Stanley Private Bank Third business day after the Transfer Money request is entered if submitted before 4 p.m. ET From external account to E*TRADE Brokerage Third business day after the Transfer Money request is entered if submitted before 4 p.m. ET
Based on cleared equity in your E*TRADE Brokerage account, some or all of the funds may be available forinvestmentimmediately.From E*TRADE or Morgan Stanley Private Bank to E*TRADE Brokerage Immediately From E*TRADE Brokerage to E*TRADE or Morgan Stanley Private Bank Immediately From E*TRADE or Morgan Stanley Private Bank to E*TRADE or Morgan Stanley Private Bank Immediately From E*TRADE Brokerage to E*TRADE Brokerage Immediately From E*TRADE Brokerage or Morgan Stanley Private Bank to an E*TRADE IRA Immediately From E*TRADE or Morgan Stanley Private Bank to an External Account Contact the external institution you are transferring funds to.
Wire transfer is an electronic transfer of money between accounts, including accounts at different financial institutions. Wire transfers are fast and highly secure.
Wire transfer
Wire money to your E*TRADE brokerage account:
The receiving institution information: Morgan Stanley Smith Barney LLC Your information:
PO Box 484
Jersey City, NJ 07303-0484
ABA Routing Number: 056073573
Wire money to your Morgan Stanley Private Bank account:
The receiving institution information: Morgan Stanley Private Bank Your information:
PO Box 484
Jersey City, NJ 07303-0484
ABA Routing Number: 256072691
If your financial institution is located outside of the United States
Non-US wire and the non-US bank has a correspondent US bank Amount of incoming wire in US dollars or non-US currency Receiving institution information: Non-US wire and the non-US bank does not have a correspondent US bank Amount of incoming wire in US dollars or non-US currency Receiving institution information:
Same business day if received before 6 p.m. ET Check the status of your request in the Transfer activity. You'll also receive updates online via alerts.
Funds availability
Transferring an account simply means moving all of your cash or securities from an outside financial institution to E*TRADE from Morgan Stanley. Consolidating assets will simplify your life and make managing your finances much easier with the value, tools, and guidance E*TRADE provides. NOTE: This option is only available for funding brokerage accounts.
Transfer an account
Log on and use our easy Transfer an Account feature for the quickest delivery. It will guide you step-by-step through the process. You'll want to have the following information from your monthly statement handy: If you prefer, or if you are changing the account registration, you can complete our paper Account Transfer Form and mail it to the address provided. Transfer now
(Logon required)
Funds availability
Electronically Via mail 10+ business days 3—6 weeksIf transfer request submitted: Assets typically delivered:
Check the status of your request in the Transfer activity. You'll also receive updates online via alerts.
Choose from two convenient ways to deposit checks into your Morgan Stanley Private Bank or E*TRADE from Morgan Stanley brokerage account.
Deposit a check
Download E*TRADE MobileMobile check deposit
Use the E*TRADE Mobile app to securely deposit checks directly into your account.2
Mail a check
For checks made payable to E*TRADE or Morgan Stanley Private Bank:
For checks made payable to you:
Note: The payee name must match the account owner name on the account in order for the deposit to be processed
Mail your brokerage deposits to: Regular US mail Overnight mail
E*TRADE from Morgan Stanley
PO Box 484
Jersey City, NJ 07303-0484
E*TRADE from Morgan Stanley
Harborside 2
200 Hudson Street, Suite 501
Jersey City, NJ 07311-1113
Mail your bank deposits to: Regular US mail Overnight mail
Morgan Stanley Private Bank
Attention: Deposit Operations
PO Box 484
Jersey City, NJ 07303-0484
Morgan Stanley Private Bank
Harborside 2
200 Hudson Street, Suite 501
Jersey City, NJ 07311-1113
Funds deposited to your brokerage account will be available for investing or withdrawal on the fourth business day after the date of deposit (items received prior to 4 p.m. ET). For funds deposited to your bank account, generally the first $225 will be available on the first business day after the date of deposit (items received prior to 4 p.m. ET), an additional $5,300 will be available on the second business day after the date of deposit, and the remaining amount will be available on the fourth business day after the date of deposit. Check the status of your request in the Transfer activity. You'll also receive updates online via alerts.
Funds availability
Get your paycheck and other recurring income electronically deposited into your account when you set up a direct deposit.
Direct deposit
Routing number: 256072691 Account number: Online:Click Accounts > Complete View > Quick Links Mobile: Click Menu > Transfer > Set up Direct Deposit Financial institution name: Morgan Stanley Private Bank Account type: Checking, SavingsSet up a direct deposit to your Morgan Stanley Private Bank Checking or Savings account:
Routing number: 056073573 Account number: Online:Click Accounts > Complete View > Quick LInks Mobile: Click Menu > Transfer > Set up Direct Deposit Financial institution name: E*TRADE from Morgan Stanley Account type: CheckingSet up a direct deposit to your E*TRADE Brokerage Account:
1-2 pay cyclesfor initial setup, then immediately
Funds Availability